History of Nickel & Saph, Inc.

Nickel & Saph was founded in 1929 by Otto Nickel, and it bore the original name of Otto Nickel Insurance Agency. In 1968, Stephen Saph Sr., became a partner in the firm, and it then became known as Nickel & Saph. After Mr. Nickel’s retirement in 1970, Mr. Saph became the principal owner.

Today, Stephen Saph, Jr. is the president of the company, and the name Nickel is still proudly honored and remembered in its title.

In the Heart of Downtown Mount Clemens

Since our first days in business in 1929, Mount Clemens has been home to us. This is a city that specializes in small town American values and 21st Century amenities. In the 1900’s, known internationally for its mineral baths and spas, people came from far and near to luxuriate in her healing waters. Time, however, brings change and different priorities.

Today, the city offices, the county court system and county offices, Oakland University’s Anton/Frankel Center of Learning, the Art Center, Crocker House, small businesses, restaurants, and night life join hands to give a new character to Mount Clemens. Throughout southeast Michigan, locals and travelers are enticed by the many opportunities the city offers.

Our Vision

We, at Nickel & Saph, strive to be considered as a valued, professional partner by being proactive and communicative to fully understand each of our clients and adapt our service to meet the ever changing needs of our clients.

Meet the Team

Stephen Saph Jr.

Agency Principal

Anna Jacobs

Administrator

John N. Johnson

Agent

Michelle Amato

Customer Support, In House Agent

Jessica Smith

Customer Support, In House Agent

Erica Bible

Customer Service

©2025 Nickel & Saph, Inc
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